Pay directly
You can pay for your treatment directly without using a payment plan. Before care starts, we will go through the proposed treatment and estimated fees with you, and answer questions about timing and payment.
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Payment options · Enhance Dental, Melbourne
Plan your dental care with clear payment options
It is easier to make a decision when you understand the treatment, the fees and the ways you can pay. We will explain your proposed care and provide a written estimate so you can consider the next step in your own time.
Depending on your circumstances and the treatment planned, you may choose to pay directly, claim eligible private health benefits, or ask about a current Zip option. If you are comparing interest free payment plans for dental care, we can explain the current options and the terms to check. We are happy to talk through the practical details before treatment begins.
Options to discuss
Choose the way that works for you
There is no single payment approach that suits everyone. We can explain the clinic’s payment arrangements and help you understand what to check with your health fund or payment provider. Interest free payment plans are one option to discuss alongside direct payment and eligible health fund claims.
Ask about Zip
Zip Pay or Zip Money may be an option for eligible patients, subject to the current merchant offer and approval by Zip. The product, promotional term, account limit and repayment schedule depend on the offer and your Zip account.
Use private health cover
Where your fund and treatment item are eligible, you may be able to claim through our HICAPS terminal and pay any remaining gap. Rebates vary by fund, level of cover, annual limits and item numbers, so check your benefits with your insurer.
A clear look at Zip
Interest free payment plans: understand the terms
Zip is a separate payment provider. If you apply, Zip assesses the application and sets the account terms, fees and repayment obligations. Enhance Dental does not decide whether an application is approved or set your personal Zip repayment schedule.
Zip offers different products and merchant promotions. Some interest free payment plans may include a promotional period for eligible purchases, but “interest free” does not necessarily mean there are no fees. Depending on the product and your account, charges may include a monthly account fee, an establishment fee or a late fee. Interest may apply if a promotional offer’s conditions are not met or a balance remains after its promotional period.
Before accepting an offer: check the total amount payable, all fees, the minimum repayment, the repayment dates and what happens at the end of any promotional period. Choose a schedule that you are comfortable managing. Zip’s terms can change, so use its current product information and your agreement as the source for the terms that apply to you. Check Zip’s important information.
A simple next step
How we make the payment conversation clear
1
Review your treatment plan
We explain the recommended care, alternatives where appropriate, and the estimated fees before you decide how to proceed.
2
Talk through payment
Tell us whether you are considering direct payment, health fund benefits or a Zip offer. We can explain the practice arrangements and point you to the provider for product-specific terms.
3
Confirm the details
Before booking treatment, we confirm the agreed appointment and any applicable deposit or payment timing, so you know what to expect.
Planning ahead
Deposits for larger treatment plans
For planned treatment costing more than $3,000, where a Zip payment plan is not being used, the current practice policy is a 50% deposit at least three business days before treatment begins. We will confirm the amount and timing with you when discussing your treatment plan.
If you have questions about a deposit or need to discuss appointment timing, please contact our team before treatment is scheduled.
Here to help
Questions are welcome
If you would like to understand the estimate, compare payment approaches or check what information to bring, our team can help. You are welcome to ask questions before you make a booking or before deciding on treatment.
Helpful answers
Interest free payment plans: common questions
Does Enhance Dental offer interest-free dental payment plans?
Interest free payment plans may be available through current Zip promotional offers for eligible treatment, subject to the offer terms and Zip’s approval. The available term, minimum purchase and account conditions can change. Please ask us what is currently available, then review the terms provided by Zip before accepting.
How does paying with Zip work?
Zip is a separate provider. You apply to Zip, and if approved, repayments are managed through your Zip account under the product terms you accept. Repayment timing, fees and promotional conditions depend on your product and account. See Zip’s current guide.
Are Zip’s interest-free offers completely fee-free?
Not necessarily. A promotional period may have no interest if its conditions are met, while account or other fees may still apply. Late fees or interest may also apply in some circumstances. Check the current fees, repayment schedule and end-of-promotion terms in your Zip agreement.
Can I claim private health insurance for my treatment?
Some eligible items can be claimed on the spot through HICAPS where your fund supports the claim. Your fund determines the rebate, and annual limits or waiting periods may apply. Contact your insurer with the item numbers on your estimate if you would like to check your expected benefit.
Is a deposit required for treatment over $3,000?
Under the current practice policy, treatment costing more than $3,000 that is not being paid through a Zip plan requires a 50% deposit at least three business days before treatment starts. We will confirm the amount and due date with you in advance.
Can I pay directly instead of using a payment plan?
Yes. You can pay directly, and you are welcome to discuss the estimate and timing with us before you decide. Using a third-party payment provider is optional.
Does a Zip application guarantee approval or a particular repayment amount?
No. Zip makes its own approval decision and provides the account limit, fees and repayment terms that apply to you. Our team can explain the clinic’s payment arrangements, but Zip is the right place to confirm your application outcome and account details.
Where can I find independent information before choosing a payment plan?
Moneysmart’s guide to buy now, pay later explains common fees and repayment considerations. You can also read its guide to interest-free deals.
Provider and independent information
We are happy to help
Talk with us about your options
Book a visit or contact us with a question about estimates, health fund claims or the practice’s payment arrangements.
566 St Kilda Road, Melbourne VIC 3004 · New patients are welcome.